Being in control of month-to-month spending
Having capacity to absorb financial shocks such as periods without work
Being confident that you are going to meet your goals
Having choices that let you enjoy life
Providing clarity and security for those you leave behind
Your goal to reaching financial well-being is to…
Understand how personal finance works
Save regularly
Not use credit for everyday essentials
Access debt advice when required
Plan for later life
Essential Living Expenses
- Rent / Mortgage
- Bills
- Food
- Transport to work
Discretionary Spending
- Eating out
- Shopping
- Trips and holidays
- Subscriptions
Financial Health
- Paying off debt beyond minimum payments
- Savings
- Investments
- Pension fund
Helping you reach your financial well-being
Here are some tools that may help you reach your financial well-being goals.
Benefit calculator
Try our benefits calculator to see if you are missing out on any benefits you may be entitled to.
Savings calculator
Are you saving for a future bill? A new TV or car? Or just to have a bit in the bank?
The calculator can help you understand how long it will take to save a specific amount, or how much you need to save to have enough by a particular date.
Budget planner
Try this handy Budget Planner to analyse how much money you have coming in and what you’re spending it on.
Money navigator
Looking for Money Guidance but don’t know where to begin? The Money Helper Navigator Tool can help you find the help you need.
Cost of living
Whether you’re worried about rising rents, covering higher energy costs or tackling debt, here are useful tools, calculators and guides to help you keep on top of your money.
Debt advisor locator
Are you struggling to keep up with multiple debt repayments.
Try this useful debt advice locator.