What we believe in
Our Social Goals
Member focused
We help people to help themselves. A credit union is all about people helping people gain financial well-being.
Democratic
Our members are our shareholders and have a say in the way the business is run.
Equitable
We carry our our business in a fair and ethical way and we share our success with our members in the form of a share of the profit.
Mutual
We are a co-operative and community owned business that shares a common purpose with our members and our community
Responsible
We are a responsible organisation offering savings and loans to the community. Our business is to offer fair and affordable credit and to encourage a good savings habit.
Educational
We work with members and the community to manage their money and understand how financial services work.
Ethical
We run our business in an open, honest and responsible way. Our primary concern is the financial
well-being of our members and the community.
The Owl Effect:
Measuring the Social Impact of Hoot Credit Union
The Owl Effect, Measuring the Social Impact of Hoot Credit Union is about the impact credit union services have on the community and how being a member of Hoot impacts financial well-being.
Credit unions have provided services to the people of Bolton for over thirty years and more than 6,500 people now benefit from the safe savings, affordable credit and financial education that Hoot Credit Union delivers to its members.
Hoot is motivated by the desire to provide approachable, affordable and accessible financial services that meet the needs of everyone who lives, works or studies in Bolton or Bury.
Four years on from our first social impact report, our 2023 edition updates on how we have impacted the financial lives of our members, the community and the local economy.
If you want to know more about how Hoot improves the financial well-being of the community contact us below.