Why members like OnePay

Simple to load
Transfer straight from your Hoot account.

Control your spend
It’s prepaid, so you only spend what you’ve loaded.

ATM access & bank transfers
Withdraw cash and make domestic or international transfers when you need to.
The OnePay Prepaid Card – for Hoot Credit Union Members
The OnePay Prepaid Card is a simple way to manage everyday spending – available to Hoot Credit Union members. It comes with its own sort code and account number, so you can move money across easily, then use the card in-store, online, or at cash machines. Because it’s prepaid, you’re always in control: you can only spend what you’ve loaded.
Apply in minutes…
‘OnePay’ is a trading name of Modus UK Limited, a company registered in England and Wales (No 05934955).
The OnePay Card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Inc. Funds held within the OnePay account are issued by PSI-Pay Ltd, authorised and regulated by the Financial Conduct Authority of the United Kingdom under the Electronic Money Regulations 2011 (FRN 900011) for the issuing of electronic money. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Using the OnePay card and account is subject to our terms & conditions that can be viewed and downloaded at https://www.onepay.co.uk/
How The OnePay Prepaid Card works…

Apply through Hoot
We submit your application securely to OnePay.

Your card arrives by post
You’ll also get an email with your unique customer number to register your online account and activate your card.

Verify if asked
OnePay may request additional ID to confirm it’s you.

Top up & use
Move money from your Hoot account to your OnePay card and start using it right away.
Applying through Hoot for the OnePay Flex option…
Other OnePay options are available once you’re registered.
Clear, simple fees
- Monthly fee: £3.95
- Account loads: FREE
- UK ATM withdrawals: 2 per month FREE, then £1.25 each
- Domestic bank transfer: £0.75
- International bank transfer: £10
- ATM balance enquiry: FREE
Terms & Conditions
Card Terms & Conditions – Fees, limits, and your rights.
User Guide
User Guide – Activation, top-ups, spending, and support.
OnePay Prepaid Card FAQ’s
Do I get bank details?
Yes – your card has its own sort code and account number for easy transfers.
How do I load the card?
Transfer from your Hoot account in the app or contact Member Services; your OnePay details are stored to make it quick.
When will my card arrive?
Cards are sent by post after Hoot submits your application to OnePay; you’ll receive your customer number by email to activate it.
Will I need to provide ID?
OnePay may ask for additional identification to verify your account.











