Everyone loves the idea of getting away for a well-earned summer break, right? Sunshine, good food, a change of scenery – it’s something many of us look forward to all year. But while holidays are meant to be enjoyable, the costs can add up quickly, especially when travelling abroad.
The good news is that your holiday doesn’t have to break the bank. With a little planning and some smart financial choices, you can save money before you go and while you’re there. Here are some simple tips to help you keep more money in your pocket this summer.
Choose a Travel-Friendly Debit Card
When you tap your card abroad, you may be charged foreign exchange fees – and while they might look small on your statement, they quickly add up over the course of a holiday.
But these fees aren’t unavoidable.
Online banks like Monzo, Starling, and Revolut offer debit cards with no foreign transaction fees and competitive exchange rates. Because these banks operate online rather than from a specific country, they can keep costs lower for travellers.
Switching to a travel-friendly card ensures you get more holiday for your money – and you’ll avoid the unpleasant surprise of extra charges when you get home.
Get Your Currency Before You Go
Preparation really is key when it comes to holiday spending.
Taking out your holiday cash before you travel helps you:
- Stick to a budget
- Avoid poor airport exchange rates
- Shop around for the best deals
- Plan ahead so you’re not caught out on arrival
Exchange rates vary between providers, so it pays to compare a few options online.
Popular places to check include:
Just remember: not all currencies are available everywhere, so give yourself time to order what you need.
A Great Holiday Doesn’t Have to Be Expensive
Saving money on your summer break is all about preparation and making informed choices. A travel-friendly debit card and organising your currency early can make a big difference to your overall budget.
With just a few small steps, you can enjoy your holiday without worrying about unexpected charges – and make the most of every moment in the sun.
