How to Save Money on Your Summer Holiday Abroad

How to Save Money on Your Summer Holiday Abroad

Everyone loves the idea of getting away for a well-earned summer break, right? Sunshine, good food, a change of scenery – it’s something many of us look forward to all year. But while holidays are meant to be enjoyable, the costs can add up quickly, especially when travelling abroad.

The good news is that your holiday doesn’t have to break the bank. With a little planning and some smart financial choices, you can save money before you go and while you’re there. Here are some simple tips to help you keep more money in your pocket this summer.

white airplane flying in the sky during daytime

Choose a Travel-Friendly Debit Card

When you tap your card abroad, you may be charged foreign exchange fees – and while they might look small on your statement, they quickly add up over the course of a holiday.

But these fees aren’t unavoidable.

Online banks like Monzo, Starling, and Revolut offer debit cards with no foreign transaction fees and competitive exchange rates. Because these banks operate online rather than from a specific country, they can keep costs lower for travellers.

Switching to a travel-friendly card ensures you get more holiday for your money – and you’ll avoid the unpleasant surprise of extra charges when you get home.

10 and one 10 us dollar bill

Get Your Currency Before You Go

Preparation really is key when it comes to holiday spending.

Taking out your holiday cash before you travel helps you:

  • Stick to a budget
  • Avoid poor airport exchange rates
  • Shop around for the best deals
  • Plan ahead so you’re not caught out on arrival

Exchange rates vary between providers, so it pays to compare a few options online.
Popular places to check include:

Just remember: not all currencies are available everywhere, so give yourself time to order what you need.

A Great Holiday Doesn’t Have to Be Expensive

Saving money on your summer break is all about preparation and making informed choices. A travel-friendly debit card and organising your currency early can make a big difference to your overall budget.

With just a few small steps, you can enjoy your holiday without worrying about unexpected charges – and make the most of every moment in the sun.

Lyndsey’s Farewell Post

Hoot On TikTok

We’re excited to announce that Hoot Credit Union have officially joined TikTok!

We are always looking for new ways to connect with our members, TikTok gives us a fun and creative space to share updates, answer questions, and give you a behind the scenes on what is going on at Hoot.

Our TikTok channel isn’t just about finance — it’s about people. Here’s what you can expect when you follow us:

  • Fun Content – A bit of humor, a bit of Hoot-style fun, and a whole lot of personality
  • Team Spotlights – Get to know the friendly faces behind Hoot!
  • Event Updates – See what we’re up to in the community
  • Helpful Tips – From budgeting to saving, we’ll share quick and simple tips to help you manage your money

Follow Us and Join the Fun

We’re just getting started, and we’d love to have you along for the ride. Whether you’re a long-time member or new to Hoot, our TikTok is a great way to stay connected and see the heart of our credit union in action.