Loans from £200 to £15,000
Borrow at an affordable rate of interest.
A range of loans to suit your needs.
Savings Accounts to suit your needs
Save as little or as much as you need.
FSCS protected.
Welcome to Hoot Credit Union
Join the thousands of members
who benefit from Hoot savings and loans
Hoot Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings.
Our only shareholders are our members, which means you – and your community – are in control. Our members are more than just customers because we put you first.
Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.
Every penny is used to benefit you. That doesn’t mean less security though – you’re protected by the Financial Services Compensation Scheme (FSCS).
Hoot wins Social Enterprise of the Year at the Bolton Business Awards
In giving the award, Bolton News said that Hoot won because of the impact it makes on the financial well-being of the community, and the success it has demonstrated in maintaining a community-owned business in a competitive market.
Chris Canham, CEO says “We are delighted to have won this award. We are a small team dedicated to improving financial well-being and providing affordable loans and savings to everyone. The award has boosted the enthusiasm of our employees to do even more to help the most financially challenged, and also to get the message out that everyone can benefit from our services”
Hoot Credit Union
Hoot Savings & Loans
Savings
Simple ways of savings for your goals
Loans
Borrow at an affordable rate of interest. A range of loans to suit your needs
Payroll Plus
Save | Borrow | Earn
Help Centre
Help when you need it
Hoot Credit Union
News & Updates
Regulation of the buy now pay later industry is long overdue says Chris Canham, CEO of Hoot Credit Union based in...
The Mayor of Bolton showed his support for Hoot Credit Union, winner of the Social Enterprise of the Year at the...
In giving the award, Bolton News said that Hoot won because of the impact it makes on the financial well-being of the...
We’re thrilled to share some exciting news here at Hoot Credit Union – we’ve just become an accredited Living Wage...
Hoot credit union is a community-owned, co-operative financial services provider that provides a local focus to...
Andy Burnham has made an election pledge to help residents who can’t afford the upfront costs of an annual Bee Network...
At Hoot we want to make applying for a loan as easy as possible, but we feel it is important that you understand what...
Now we have all ridden the storm of pandemic and cost of living crisis, 2024 is the year to start building our...
Christmas is looming and I am sure many of you are already getting organised, despite feeling the impact of rising...
Last year our regulator, the Financial Conduct Authority, launched a new set of rules called Consumer Duty. The aim of...
Today I have been with Greater Manchester community credit unions launching the SoundPound Loan. Developed by the...
Everywhere you look it’s the cost of living crisis, and everyone is feeling the impact of rising prices and increased...
As I hear on the news today that the first cost of living payments will be made on July 14th, I thought about the...
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Hoot, like many credit unions works with the National Illegal Money Lending Team in raising awareness of the dangers...
I thought this would be a good time to reflect on our achievements in the past 15 months and marvel at the resilience...
We often get asked about how we decide is someone gets a loan or not. Not everyone is successful when they apply for a...
Provident Financial has announced this week that is to close its doorstop lending business after a wave of...
What do we mean by financial well-being? You hear this phrase all the time, but do you know what financial well being...
How are you feeling a year on? Well here we are a year on from the start of the pandemic and, I don’t know about you,...
Did you know younger adults are more susceptible to financial scams? I was very surprised to learn this week that 16%...
Did you ever wonder why we call you members and not customers? It’s because when you open an account with Hoot you are...
It’s hard to believe that it has been three months since the effects of lockdown started to bite. Here at Hoot we are...
Well we’re into week four of lock-down now, I hope you are all keeping safe and well. I wanted to remind you, as a...